Insurance Options
Due to its proven effectiveness and high patient satisfaction, chiropractic care is covered by most insurance plans. Sounds good, doesn’t it? But there is a catch!
Why We Limit Our Insurance Participation
Our primary goal is to provide you with the highest quality chiropractic care focused on your long-term health and wellness. We’ve found that the limitations of most health insurance plans can interfere with this mission. Here’s a straightforward explanation of our approach.
1. Insurance often doesn’t cover wellness care. Most insurance policies are designed to cover the initial, “acute” phase of an injury. They rarely pay for the corrective and preventative care that is crucial for helping you get well and stay well. Our treatment plans are based on your specific health needs, not on what an insurance company deems a “medical necessity.”
2. High deductibles can make insurance more expensive. With today’s rising deductibles and co-pays, many patients find that paying for their care directly is often more affordable than using their insurance benefits, especially for routine and wellness visits.
3. Insurance companies create barriers to care. Insurers often require extensive paperwork and additional testing simply to meet their reimbursement protocols. This administrative burden, combined with extremely low reimbursement rates for chiropractors, takes time and resources away from patient care. We choose not to participate in plans that require difficult pre-authorizations and excessive paperwork.
Our Commitment to You
We believe that your health decisions should be made between you and your doctor. Our recommendations are based on a deep desire to see you achieve lasting results. We are always willing to discuss affordable payment options to ensure that financial concerns do not stand in the way of the quality chiropractic care you deserve.
A Note on Specific Cases: Our participation in New York State Workers’ Compensation and attorney-directed Personal Injury cases is determined by provider availability. Please contact our office to discuss your specific situation.
The Good News is:
You’ve come to the right place. We offer affordable wellness care!
We’ve helped lots of people with problems just like yours.
Naturally, since you’re doing the healing, not us, you’ll recover at your own pace. We’re optimistic that we can help you. You should be too!
The chiropractic approach to better health is safe and natural. No drugs. No surgery.
Instead, we’ll locate and adjust areas of your spine that interfere with the workings of your nervous system. As your nervous system is able to control your body correctly, health can return.
True health is how well your body works, not how you feel.
With your spine more stable, we can usually reduce the frequency of your visits.
About the time your benefits are used up, fewer visits will be needed. That’s great, since you’ll be responsible for the remaining cost of your care.
The Bad News is:
You have a policy that may help pay for some of your chiropractic care.
Why is that bad news?
Because many people with plans such as yours think it will cover all the care they’ll need. It won’t, it’s likely to help with only the most superficial part of your problem.
It will be tempting to stop your care when you feel better.
This will predispose you to a relapse because supporting muscles and ligaments won’t be fully healed. That happens gradually, with continued care, after symptoms go away.
But your policy won’t cover the necessary care, what will you do? Your carrier designed your policy for catastrophic health problems.
The idea of paying for chiropractic care when you’re feeling better is a new idea to insurance companies. Maybe it is to you, too.
Want to Learn More?
Regardless of a lack coverage, we’ll suggest the chiropractic care we think you need. It’s up to you to decide how much of it you want. If you decide you only need crisis care that’s ok. We will be here for you and only a phone call away. Your records are already here, along with our genuine concern for your health and wellness. Call our office with any questions. We are happy to help!
CONTACT US
