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Insurance Plans Have Poor Chiropractic Coverage

Due to its proven effectiveness and high patient satisfaction, chiropractic care is covered by most insurance plans. Sounds good doesn’t it? But there is a catch!

Today’s co-pays are now more than office visit rates and only focus on acute medical necessity crisis care.

With US Health Care Reform Act confusion and very low provider reimbursements to doctors of chiropractic, we do not participate in insurance plans with high barriers to care. This would include: high deductible plans, difficult pre-authorization plans, plans with pages and pages of patient paperwork, New York Sate Workers Compensation Rules, and Personal Injury Attorney Directed Care.

We base our recommendations on a deep desire to see you get well and stay well. This may be at odds with the crisis care limitations of most policies. We don’t allow financial concerns to keep you from the quality health care you deserve.

We work with:

  • Aetna
  • Independent Health
  • Aqua
  • Medicare
  • Tops Employees with
  • Meridan
  • Blue Cross Blue Shield
  • NOVA
  • Cigna
  • State Employee Plans
  • Corporate Wellness Plans
  • Town or City Employees Plans

The Good News is:

The Bad News is:

You’ve come to the right place.
We’ve helped lots of people with problems just like yours.
You have a policy that may help pay for some of your chiropractic care.
Why is that bad news?
Naturally, since you’re doing the healing, not us, you’ll recover at your own pace. We’re optimistic that we can help you.
You should be too!
Because many people with plans such as yours think it will cover all the care they’ll need. It won’t, it’s likely to help with only the most superficial part of your problem.
The chiropractic approach to better health is safe and natural.
No drugs. No surgery.
It will be tempting to stop your care when you feel better.
Instead, we’ll locate and adjust areas of your spine that interfere with the workings of your nervous system. As your nervous system is able to control your body correctly, health can return
This will predispose you to a relapse because supporting muscles and ligaments won’t be fully healed. That happens gradually, with continued care, after symptoms go away.
True health is how well your body works, not how you feel.
But your policy won’t cover the necessary care, what will you do?
With your spine more stable, we can usually reduce the frequency of your visits.
Your carrier designed your policy for catastrophic health problems.
About the time your benefits are used up, fewer visits will be needed. That’s great, since you’ll be responsible for the remaining cost of your care.
The idea of paying for chiropractic care when you’re feeling better is a new idea to insurance companies. Maybe it is to you, too.

Regardless of a lack coverage, we’ll suggest the chiropractic care we think you need. It’s up to you to decide how much of it you want. If you decide you only need crisis care that’s ok. We will be here for you and only a phone call away. Your records are already here, along with our genuine concern for you health and wellness. Call our Amherst chiropractic office with any questions. We are happy to help!

Chiropractic Websites by Perfect Patients.  Are you experiencing headaches? Read this.